~*`Sweet Rai`*~ Blog+~xoxo~

instant auto loans? No where. It does take some time to run your credit report. I can tell you this much though, if you make less than $600 a month, no one is going to approve you for a lean, with or without a high interest rate.

Do you know your credit score? Do you have a bank account? Go there and ask about a loan, they can run your credit score and then you will have some idea what to expect.

I suspect though your options will be paying cash for a well used car, or having a cosigner with good credit and accepting you will have a high interest rate

debt counseling? Debt consolidation should not adversely impact your credit unless you are looking to have relief granted (balances reduced/eliminated).  But even that is better than getting into a chronic delinquency status.If it hurts it slightly in the beginning that’s okay. The long term benefits far outweigh the other options like bancrupcy. It will very difficult to get financing once you start the program, but once the creditors see you paying consistently for several months to a year or more, they will be much more eager to finance you again. Again, with the other alternatives which are “do nothing” or “bancrupcy”, the result can be much , much worse.

no fax cash loan and payday loans? Depending on the interest rate that is offered on the cash advances (sometimes it’s at a lower rate), your monthly payments may go towards the cash advance, or it may go towards new purchases. Cash advance or purchase, you just make one payment on each card.

I’m guessing that you didn’t think you’d qualify for a regular loan, or you were buying this from a private owner.
Go to your bank and see if they will loan you the money at a lower rate than those on the credit card. If they will, pay off the cards immediately.
If not, your best plan is to figure out which card has the smallest interest rate and try to pay off the other cards first.

pay cash advance? if not paid? They will take you to collections and keep calling you daily and your references. They may also take to to small claims court after a while to try to get their money. If your worried about bouncing the check and getting in trouble legally, don’t be. The payday loan is a loan and nothing more. The only action they can take is the same as if you didn’t make your credit card payment