homeowners insurance rates ? Nobody. Travelers might be best for someone with great credit, but they’re not good if you have poor credit.
Some companies prefer houses less than 20 years old. But they’d be ridiculously expensive if the house is over 50.
Some companies prefer urban houses, some suburban, and a few rural.
So there are WAY too many variables. To get the best rate for YOUR house, give the specifics to a local, independent agent, and ask them to get you a half dozen quotes.